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Getting paid to care for a family member in Massachusetts

Yes. In Massachusetts, a family member can be paid to give care through Personal Care Attendant (PCA) Program and Adult Foster Care. A spouse cannot be paid through any of these programs.

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Medicaid self-directed care

Personal Care Attendant (PCA) Program

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Who qualifies

MassHealth members who can be cared for at home, whose disability is permanent or chronic and keeps them from doing activities of daily living without physical help, who need physical help with two or more activities of daily living as determined by a personal care management (PCM) agency, and whose PCA services MassHealth finds medically necessary and authorizes.

The member, or a surrogate if needed, hires, trains, schedules, supervises and directs the PCA.

Source: 130 CMR 422.000: Personal Care Attendant Services, MassHealth Provider Manual (Transmittal PCA-27, 07/03/26)Checked

Can a family member be paid

Yes. Yes, except a spouse, a parent of a minor, or a legal guardian. Another family member, a friend or another individual can serve as a PCA.

A parent of a minor, a spouse or a legal guardian can be the member's home health aide or complex care assistant instead, but not the member's PCA.

Source: Comparison of Services: Home Health Aide, Personal Care Attendant, Complex Care Assistant and Continuous Skilled Nursing (MassHealth)Checked

Can a spouse be paid

No. No. Federal law does not allow a spouse to be a PCA.

A spouse can be the member's home health aide or complex care assistant, but not the member's PCA.

Source: Comparison of Services: Home Health Aide, Personal Care Attendant, Complex Care Assistant and Continuous Skilled Nursing (MassHealth)Checked

Can a legal guardian be paid

No. No. Federal law does not allow a legal guardian to be a PCA.

Source: Comparison of Services: Home Health Aide, Personal Care Attendant, Complex Care Assistant and Continuous Skilled Nursing (MassHealth)Checked

Hours limit

A member can schedule one PCA for no more than 50 hours a week, counting the hours that PCA works for other members. With MassHealth authorization, a PCA can work up to 60 hours a week for a temporary, long-term or emergency need.

Source: 130 CMR 422.000: Personal Care Attendant Services, MassHealth Provider Manual (Transmittal PCA-27, 07/03/26)Checked

Structured family caregiving

Adult Foster Care

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Who qualifies

MassHealth members 16 or older who qualify for MassHealth Standard or CommonHealth, or are enrolled in One Care, Senior Care Options or PACE, who need physical help or cueing and supervision with at least one activity of daily living, and who can live safely in a home setting with a caregiver's support. The member and a live-in caregiver live together in the member's home or the caregiver's home.

A registered nurse and a case manager oversee the care. Full eligibility rules are in 130 CMR 408.000.

Source: Massachusetts Adult Foster Care Program fact sheet (MassHealth)Checked

Can a family member be paid

Yes. Yes. A family member, except a spouse or legal guardian, can be the caregiver. Caregivers receive a tax-free stipend through the AFC provider agency.

Someone who is not family can also be the caregiver if they can give daily personal care as a live-in caregiver. All caregivers must meet the AFC program's qualifications.

Source: Massachusetts Adult Foster Care Program fact sheet (MassHealth)Checked

Can a spouse be paid

No. No. A spouse cannot be the Adult Foster Care caregiver.

Source: Massachusetts Adult Foster Care Program fact sheet (MassHealth)Checked

Can a legal guardian be paid

No. No. A legal guardian cannot be the Adult Foster Care caregiver.

Source: Massachusetts Adult Foster Care Program fact sheet (MassHealth)Checked

How to apply

Personal Care Attendant (PCA) Program

How to apply

Contact a personal care management (PCM) agency. It must respond to your request by phone or in person within three business days, and complete an in-person check of your eligibility within ten business days of your first inquiry. The PCM agency then sends a prior authorization request for PCA services to MassHealth.

The PCM agency also gives you orientation and training on running the PCA program.

Source: 130 CMR 422.000: Personal Care Attendant Services, MassHealth Provider Manual (Transmittal PCA-27, 07/03/26)Checked

Adult Foster Care

How to apply

If you or a loved one may benefit from Adult Foster Care, or you want to become a caregiver, contact the MassHealth Customer Service Center to learn more.

Source: MassHealth Adult Foster Care program fact sheet (Massachusetts Executive Office of Health and Human Services, published March 20, 2026)Checked

Phone

(800) 841-2900

MassHealth Customer Service Center. TDD/TTY: 711. Self-service 24 hours a day in English and Spanish; other services Monday to Friday, 8 a.m. to 5 p.m.

Source: MassHealth Adult Foster Care program fact sheet (Massachusetts Executive Office of Health and Human Services, published March 20, 2026)Checked

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